Free planning tool
Rent Comfort Calculator
Estimate what rent feels healthy before you apply. Use this as a planning guide — not financial advice — to understand how a rental fits your monthly picture.
Monthly income
$
Housing costs
$
$
$
$
$
$
Savings goal
$
Manageable stretch
34%
of income goes to housing
You can make it work, but there's less breathing room. Consider whether your savings goal leaves enough cushion for unexpected costs.
Monthly breakdown
Monthly income$6,000
Total housing cost− $2,040
Savings goal− $500
Left over$3,460
How to read your score
Comfortable≤ 30% of income on housing
Manageable stretch31 – 40% of income on housing
Risk zone> 40% of income on housing
These are planning guidelines, not financial advice. Actual affordability depends on your full financial picture.
Ready to build your rental application?
A healthier rent-to-income balance can make the rest of your application feel more sustainable. Build your pack and generate a clean, agency-ready PDF.